Filing bankruptcy can help a person by discarding debt or making a plan to repay debts. A bankruptcy case normally begins when the debtor files a petition with the bankruptcy court.
Individuals can file bankruptcy without an attorney, which is called filing pro se. However, seeking the advice of a qualified attorney is strongly recommended because bankruptcy has long-term financial and legal outcomes.
Such debtors should consider filing a petition under chapter 11 of the Bankruptcy Code. Under chapter 11, the debtor may seek an adjustment of debts, either by reducing the debt or by extending the time for repayment, or may seek a more comprehensive reorganization.
This is the official website for the United States Bankruptcy Court for the Southern District of Ohio. The Chief Judge is the Honorable Beth A. Buchanan and the Clerk is Richard Jones.
The representative of the bankruptcy estate who exercises statutory powers, principally for the benefit of the unsecured creditors, under the general supervision of the court and the direct supervision of the U.S. trustee or bankruptcy administrator.
You cannot repay the money owed by the time it is due and have filed bankruptcy. Bankruptcy has long term financial and legal consequences, and hiring a competent attorney is strongly recommended. If you don't have an attorney, visit this page for helpful information and other resources.
