Learn how credit scores influence car loan interest rates in 2025.

A good auto loan rate depends on your circumstances and the vehicle. In December 2025, the average new car loan rate was 6.90 ...

Car loan refinancing rates are generally higher than new auto loan financing costs. Average rates range from 4.67% to 13.43%, ...

The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...

The Federal Reserve cut its benchmark interest rate by a quarter point Wednesday for the third time since September, bringing ...

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

For individuals residing in Wyoming, they’re having to “cowboy up” for their auto financing, according to new research shared on Thursday by WalletHub. WalletHub recently reported average interest ...

Americans continue to fall behind on auto loan payments in the face of record-high car prices and high interest rates. A recent study by VantageScore found that auto loan delinquency rates have ...