Learn five strategies to reduce your car payment.

While car prices and interest rates are on a downward slope, auto loan payments are still relatively high, according to a recent Experian study of its consumer credit database. Though the value of ...

The biggest downside of an 84-month loan is the total interest you pay. Lenders typically charge a higher APR for long loans, but even if the interest rate matches a shorter-term loan, stretching ...

Edmunds reports that a 60-month car loan is ideal, balancing payments and interest, while longer terms lead to higher costs ...

According to a Nov. 24 note from the Federal Reserve Bank, "auto loan debt increased to levels not observed since the Great Financial Crisis, raising concerns about the health of household balance ...

The Consumer Financial Protection Bureau suggests that lenders may be overzealous in repossessing cars. By Ann Carrns More automobile owners are falling behind on their payments, and a new report ...

Learn how credit scores influence car loan interest rates in 2025.

Americans continue to fall behind on auto loan payments in the face of record-high car prices and high interest rates. A recent study by VantageScore found that auto loan delinquency rates have ...

Car buyers nationally set a record in the second quarter as more opted for whoppingly long-term loans and monthly car payments that rivaled some monthly home mortgage bills. According to ...

American households carry $1.66 trillion in auto loan balances collectively as of Q3 2025, according to the Federal Reserve ...

Even with amortization periods as long as seven years, car payments are eating up a bigger chunk of household budgets ...