Americans set their clocks back an hour on Sunday as daylight saving time officially comes to an end. The shift occurs at 2 am, when clocks will move back to 1 am.

Dudley Council under fire from park friends groups who say they get treated as a lower class and thousands of hours of work ...

Key Points ・Settling federal student loans for less than you owe is rare and usually happens only after default. ・Private student loan settlements are more common but can severely damage your credit ...