Paying off a charged-off credit card can help your credit and finances, but only if you handle it the right way.

Keeping a watchful eye on your credit card balance is crucial so that you don’t overspend and take on credit card debt you can’t afford to pay back. But how do you check your balance? And what’s the ...

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

The statement balance tells you how much you owe after a single billing cycle. For a more up-to-date account of your credit card debt, check the current balance. Many or all of the products on this ...

The smartest way to use a credit card is to pay off your statement balance in full by the due date every month. This good habit can help you in two important ways. When you avoid revolving a balance ...

The use of loans and plastic to manage household budgets is at or near record highs. Account balances on credit cards and personal loans are ballooning as consumers navigate the financial squeeze ...

Balance transfer credit cards can be helpful tools for zapping debt, but they aren't a cure-all and require you to avoid certain pitfalls. Many or all of the products on this page are from partners ...

The highest money market account rate available today is 4.22%  Changes from the Fed or your bank can quickly change money market rates  Online banks typically offer the most competitive yields on the ...