A 57-year-old with $15,000 in debt and no retirement savings faces tough choices. Financial experts reveal what it takes to ...

New data exposes alarming retirement savings gap as 40% of Americans have poor savings plans for their golden years.

That said, the 4% rule assumes that your portfolio has a fairly even mix of stocks and bonds. If you're a very conservative ...

The two-pot retirement system recently passed the one-year mark after its implementation on 1 September last year.

Still, your expenses may not drop so drastically in retirement. A good rule of thumb is to expect to need 80% of your former income to cover your costs without worry. So let's run some numbers to see ...