There's little doubt in the minds of millions of Americans that the 401(k) plan stands out as a widely embraced retirement ...

The difference in returns become even more pronounced over the previous 10-year period, with the Invesco QQQ's returns ...

Will my savings actually last? It's a valid fear, as no one wants to outlive their money. Fortunately, a simple benchmark can ...

Middle-class Americans have saved a median of $67,000 for retirement, but almost half admit they simply guessed how much they need. See how your savings stack up by age and income.

If you don't have savings for retirement by 50, it's time to start making changes. That could mean reducing spending and prioritizing IRA or 401(k) contributions. Working longer may be something to ...

Many retirees are unprepared for the switch from saving to spending. Here’s how to turn your retirement savings into steady, sustainable income for life.

He was looking at two years before he could claim Social Security benefits — and a reduced benefit at that — and he had no ...

A woman in New York City called into “The Ramsey Show” recently because her 60-year-old mother-in-law has no savings and ...

You can start drawing Social Security retirement benefits as early as age 62, meaning the oldest Gen Xers will become ...

A lot of people don't realize how badly they need retirement savings until they start reading up on Social Security. Only then do they learn that those monthly benefits will only replace about 40% of ...