🚨 What is a County Court Judgment (CCJ) and How Does it Affect Your Mortgage Chances? A County Court Judgment, or CCJ, occurs when a provider you've owed money to takes you to court for unpaid debt. This judgment then appears on your credit file and stays there for six years, potentially impacting your ability to get a mortgage. 🏡 Can You Still Get a Mortgage with a CCJ? Yes, it’s possible! However, you’ll need to find a lender who is more lenient with credit issues. The key factors that will
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